SIP Calculator Online in India

Many prospective investors may confuse SIPs with mutual funds. However, SIPs are essentially a method of investing in mutual funds, with the alternative being a lump sum investment. A SIP Calculator Online serves as a tool to estimate the returns achievable by investing in such financial instruments. Systematic Investment Plan, or SIP, entails investing a fixed amount of money in mutual funds at regular intervals. Typically, SIPs offer investment options on a weekly, quarterly, or monthly basis.

SIP Calculator Online

What is a SIP Calculator? A SIP calculator serves as a straightforward tool enabling individuals to estimate the returns on their mutual fund investments made through SIP. SIP Investments in Mutual Funds have gained significant popularity among millennials recently.

These mutual fund SIP calculators are designed to provide potential investors with an approximation of their mutual fund investments. However, the actual returns offered by a mutual fund scheme vary depending on various factors. The SIP calculator does not account for exit load and expense ratio (if applicable).

This calculator is designed to compute the wealth gain and expected returns for your monthly SIP investment. It provides a rough estimate of the maturity amount for any of your monthly SIPs, based on a projected annual return rate.

How can a SIP return calculator assist you? According to numerous mutual fund experts, SIPs offer a more advantageous approach to investing funds compared to a lump sum amount. They aid in fostering financial discipline and cultivating a savings habit that can yield future benefits.

An Online SIP Calculator proves to be a valuable tool, displaying the anticipated returns you can expect after the investment tenure.

Some of the benefits of SIP calculators include:

  • Helping you determine the desired investment amount.
  • Providing a comprehensive overview of the total invested amount.
  • Offering an estimated value of the returns.

How do SIP calculators operate? A SIP plan calculator functions based on the following formula:

M = P × ({[1 + i]^n – 1} / i) × (1 + i).

In this formula:

  • M represents the amount received upon maturity.
  • P signifies the invested amount at regular intervals.
  • n denotes the number of payments made.
  • i stands for the periodic rate of interest.

For instance, if you intend to invest Rs.1,000 per month for 12 months at a periodic interest rate of 12%:

The monthly rate of return will be 12% / 12 = 1/100 = 0.01.

Thus, M = 1,000 × ({[1 + 0.01]^12 – 1} / 0.01) × (1 + 0.01),

resulting in approximately Rs. 12,809 in a year.

The rate of interest on a SIP may vary based on market conditions, potentially altering the estimated returns.

AssetPlus SIP Calculator AssetPlus provides a user-friendly SIP calculator designed to assist you in estimating and aligning your investments with your financial objectives. This interactive tool delivers precise results.

Utilizing the AssetPlus SIP calculator is as straightforward as brewing your morning coffee. Here's how it works:

Simply scroll up to access the calculator and input the following details:

  • Investment amount,
  • Duration,
  • Expected rate of return,
  • Annual Increment (if you intend to increase your SIP amount at any point during the year).

Your results will be displayed on the right side, showing the total investment amount, growth, and final value adjusted for inflation.

You can adjust the variables to analyze various investment scenarios and make well-informed decisions.

With the AssetPlus SIP calculator, you can gain insights into the growth potential of your investments and evaluate different investment scenarios to make informed decisions.

FAQs What is the maximum amount I can invest in a SIP?

  • There is no maximum limit to the amount you can invest in a SIP. However, the minimum investment amount is Rs. 500 per month.

Is it possible to adjust my SIP amount?

  • Yes, you have the flexibility to adjust your SIP amount at any time. Simply utilize the SIP investment calculator to assess your returns and make changes accordingly.

Can I renew my SIP automatically?

  • Certainly, SIPs can be renewed automatically. Additionally, many companies offer the option to deactivate this auto-renewal feature if desired.

Am I able to temporarily pause my SIP investments?

  • Yes, mutual fund companies typically provide the option to pause your SIP investments for a specified period if needed.

Can a SIP calculator be utilized for various types of mutual funds?

  • Absolutely, a SIP calculator can be applied to different types of mutual funds as long as the expected annual return rate is known.

If you want to know more about Mutual fund distributors , SIP, Lumpsum, NPS, Fixed deposit , PMS & Insurance just call @ 7200286952

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